EQUUIFAX, TRANS UNION & EXPERIAN HAS REPORTED AND ARE STILL REPORTING INACCURATE AND WRONG INFORMATION. CREDITORS ARE DOING THE SAME.
DISPUTING AND WRITING LETTERS DOES NOT WORK IN EVERY CASE.
THE STATE OF CA. FRANCHISE BOARD PLACED TAX LEINS,BUT REFUSED TO FILE RELEASE OF LEINS WHEN THE LIENS WERE LEGITIMATELY DISCHARGED IN A CH. 7 B.K.
WHAT CAN I DO TO OBTAIN DAMAGES AGAINST THE STATE AND EFFECT THE STATURARY DAMAGES UNDER THE FCRA AND THE FDCPA.
In this case I’d recommend hiring a lawyer. I’m not familiar with the California laws.
In Michigan, I don’t believe you can sue the state. However, due to a lot of abuse of the lien laws here, they may actually work with you in suing the creditor.
You can also sue in small claims court. But for large amounts, you need to be able to prove damages.
Former H&R Block tax preparer and Enrolled Agent
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